DB Consolidation Consulting

Consolidation has captured the imagination of the DB industry, and has a significant role to play in creating better futures for schemes, members and sponsors.

We can help you understand and navigate the full spectrum of options available and assess which is most appropriate for your scheme.

How we can help

Despite many forms of consolidation having existed for decades, the industry-wide drive and regulatory push to lower costs, reduce risks and improve member security has triggered demand for consolidation solutions.

We have in-depth insights across the whole consolidation market from working with a wide range of providers, and can support you with:

Education and training on the options available;
Analysis to determine which solution is right for your scheme; and
Selection exercise and transition support for moving to a consolidation solution like a DB master trust or a commercial consolidator.

Is DB consolidation right for my scheme?

Consolidation should be considered by all schemes, no matter what their end goal is or how far away they are from reaching it.

Some consolidation solutions, like commercial consolidators, are an end-game in their own right, giving the sponsor a clean break. Others help you get to your end game more efficiently.

We provide consulting support on the full range of DB consolidation options, including:

Commercial consolidators
Bulk annuity transactions
Insured self-sufficiency
DB Master Trusts
Investment platforms
Fiduciary management
Scheme mergers
Trustee board simplification & sole trusteeship

Explore some of our latest insights to find out more about each of the solutions available, and our expectations for what the future holds.

I and the Government are in favour of consolidation... we genuinely believe that big is better and we believe that consolidation within super funds offers an alternative option for schemes and sponsors...

Guy Opperman - PLSA Annual Conference & Exhibition 2018

Innovative digital solutions

Our advice is underpinned by innovative technology and digital expertise. Adapting to an ever more digital world, we have over 200 digital experts ranging from data scientists, modellers, technical architects, developers to UX designers, all dedicated to creating transformative digital solutions.

Our digital first approach makes sure we’re harnessing the latest technologies and agile delivery to meet your needs. Powered by the latest cloud technology, our tools and solutions are best in class, and continually updated to keep up with the latest digital developments.

Our digital solutions evolve all the time. If you have a business challenge you need help with or if you would simply like to talk to one of our experts, please don’t hesitate to get in touch.

DB Consolidation Podcast Series

In our mini-series on DB consolidation, host Kieran Mistry (Actuarial Consultant) welcomes guests from the main DB consolidation options, including master trusts and superfunds, providing an independent overview of the consolidation landscape and benefits to Defined Benefit pension scheme trustees and sponsors.

Listen now

Exploring DB Consolidation

DB consolidation encompasses a wide range of potential solutions. That's why our 'closer look' series takes an in-depth look at each consolidator vehicle. So far, we've looked at commercial consolidators - the Pension SuperFund and Clara-Pensions - and also Citrus DB master trust. We give insight into how each works and when they might be appropriate options. You can read our latest thinking and content via our consolidation content hub.