In the past 40 years, life expectancy has increased significantly as a result of a range of factors, including advancements in cardiovascular treatments and reduction in smoking prevalence. Looking forward, what will drive future longevity trends? Considering the main forces which are likely to affect mortality can be a beneficial exercise for firms when setting mortality assumptions.

In this article, we consider the positive (“tailwinds”) and negative (“headwinds”) drivers, as well as the benefits of using this driver based approach.

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We have significant experience in supporting clients with their assumption setting and internal model developments. We would be delighted to discuss any of the above or any other related topics with you in more detail. For more information, please get in touch.