DC Scheme Structure
Determining the most suitable DC scheme structure or ‘vehicle’ to deliver your objectives can be difficult.
Employers and trustees can be faced with several competing challenges such as reducing risk, improving member experience and reducing costs. So which is the most appropriate scheme structure for your needs?
We work with employers and trustees, providing advice across all aspects of DC scheme structure. We take an independent unbiased approach to help our clients decide on the best structure for their needs, whether that be an own trust, master trust or a group personal pension (GPP) arrangement. We believe the answer is never black or white, and we will always search for the right option to suit an employer’s business and member needs, helping to deliver better outcomes.
In addition, through our regular and meaningful engagement with all the major providers, we are able to leverage our relationships to ensure that our clients put in place the best possible provider for their needs at outset and in the future.
Our services include help with:
Mastering Master Trusts
Nobody would argue with the fact that the rise in the use of Master Trusts over the past 5 years has been significant. We’ve watched them shift from being a relatively niche option serving the needs of smaller employers, to today where they are increasingly seen as the DC vehicle of choice. Our report will help you understand Master Trusts better.
Master Trust Default Fund Performance Review
Following on from the first edition of our Master Trust Insights report last year, we wanted to again compare the investment performance across the biggest providers’ default funds. Recognising that there are distinct phases of a retirement savings journey which require a different investment approach, our latest review compares performance at each of these phases.